Registre UBO en Belgique : Comment vérifier les bénéficiaires effectifs

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async function getUBOData(enterpriseNumber: string): Promise<UBOResponse> {
  const response = await companyBelgiumAPI.companies.getUBO(
    enterpriseNumber
  );
  
  return {
    ubos: response.data.ubos.map(ubo => ({
      name: class="code-string">`${ubo.firstName} ${ubo.lastName}`,
      birthDate: ubo.birthDate,
      nationality: ubo.nationality,
      ownershipPercent: ubo.shares,
      controlType: ubo.controlType, class="code-comment">// class="code-string">"DIRECT", class="code-string">"INDIRECT", class="code-string">"CONTROL"
    })),
    lastUpdate: response.data.registrationDate,
    verified: response.data.status === class="code-string">'COMPLETE',
  };
}

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interface CDDCheck {
  uboIdentified: boolean;
  sanctionsScreening: class="code-string">'CLEAR' | class="code-string">'HIT' | class="code-string">'PENDING';
  pepStatus: boolean;
  riskScore: number; class="code-comment">// 0-100
}

async function performUBOCheck(enterpriseNumber: string): Promise<CDDCheck> {
  class="code-comment">// 1. Récupérer UBO depuis registre
  const ubos = await companyBelgiumAPI.companies.getUBO(enterpriseNumber);
  
  if (!ubos || ubos.length === 0) {
    throw new Error(class="code-string">'NO_UBO_DECLARED');
  }
  
  class="code-comment">// 2. Screening PEP et sanctions pour chaque UBO
  const screeningResults = await Promise.all(
    ubos.map(ubo => screeningService.check({
      name: class="code-string">`${ubo.firstName} ${ubo.lastName}`,
      birthDate: ubo.birthDate,
      nationality: ubo.nationality,
    }))
  );
  
  class="code-comment">// 3. Calcul score de risque global
  const hasPEP = screeningResults.some(r => r.isPEP);
  const hasSanction = screeningResults.some(r => r.sanctionHit);
  const riskScore = calculateRisk({ hasPEP, hasSanction, ubos });
  
  return {
    uboIdentified: true,
    sanctionsScreening: hasSanction ? class="code-string">'HIT' : class="code-string">'CLEAR',
    pepStatus: hasPEP,
    riskScore,
  };
}

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class="code-comment">// Exemple : Remonter la chaîne de contrôle
async function traceUBOChain(enterpriseNumber: string): Promise<UBOChain> {
  const company = await companyBelgiumAPI.companies.get(enterpriseNumber);
  const shareholders = company.shareholders;
  
  const uboChain = [];
  for (const shareholder of shareholders) {
    if (shareholder.type === class="code-string">'LEGAL_ENTITY') {
      class="code-comment">// Remonter récursivement
      const parentUBOs = await traceUBOChain(shareholder.enterpriseNumber);
      uboChain.push(...parentUBOs);
    } else {
      class="code-comment">// Personne physique = UBO
      uboChain.push(shareholder);
    }
  }
  
  return uboChain;
}